Phase II – Review Analysis

Once the data gathering and analysis phase is complete, we provide a summary to the client of viable alternatives to the in-force arrangements or options for a new arrangement. The review will evaluate the various options including but not limited to maintaining coverage as-is, placing new coverage, amending agreements, increasing coverage, and/or amending the provisions of existing coverage. We discuss the pro's and con's of each option, educate the client on market trends and industry best practices, and advise as to the impact of pending as well as enacted legislation, which might affect the benefits or administration of the plans. We also fully disclose the commissions/revenue associated with any changes. During this phase, it is our job to educate the client so that they may make an informed decision.